PolicyWatch 360

One window on driver and carrier risk, built for renewal.

MVRs, PSP history, CVOR abstracts and provincial driver profiles rarely live in one place. PolicyWatch 360 unifies them with telematics behaviour into a single risk picture, so a renewal conversation is backed by evidence instead of a gut feel.
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The problem

Nobody has one holistic window on a driver or a carrier

Every regulatory source tells part of the story. None of them talk to each other, and none of them offer bulk API access, so someone ends up chasing four documents by hand for every renewal.

Telematics behaviour
+
Driver MVR
+
CVOR abstract
+
Provincial profile
One document-upload pipeline. Drop in whichever record you have. PolicyWatch 360 reads it, matches it to the right driver or carrier, and folds it into a combined score, no bespoke integration per source.
What it covers

Built around the sources that actually exist today

SourceCovers
USDOT / FMCSACompany safety rating, BASIC scores, out-of-service and crash/inspection history
PSP driver history5-year crash and 3-year inspection history per driver
CVOR (Ontario)Carrier and driver abstract
Provincial profilesAB / BC / QC carrier safety records
What it does

Turns documents into a risk picture you can act on

Per-driver MVR upload

Upload a driver's motor vehicle record. Violations and loss history are parsed and folded into that driver's combined score alongside telematics behaviour.

Human-reviewed matching

Every document is matched to the right driver or carrier with explicit confirmation, even at high AI confidence. Ambiguous matches route to a review queue instead of a silent reject.

Trigger and audit trail

Action-required flags track whether someone actually acted, not just that a flag fired. Outbound reminders, acknowledgement, and a full audit trail of what happened and when.

Telematics discount estimate

A narrowly-scoped estimate based only on speed-over-posted-limit events and night-driving percentage, shown as illustrative, never a guaranteed number.

Configurable retention

Records don't sit forever by default. Retention is configurable, because unlimited storage of driver history is exposure, not a feature.

Metric transparency

Every score states exactly what it's measured against. Seatbelt data is labelled as sensor-based, not camera-based, with its known limitations noted.

Pricing

Flat, per fleet client

PolicyWatch 360
$350 – $550/mo
Flat per fleet client, not per vehicle. Typically offset by insurance discounts the report helps a client qualify for.
Get in touch

Tell us about your book

Whether you're a broker recommending this to clients or a fleet operator managing your own drivers, we'll walk through how the upload pipeline fits your data.

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