Canadian Fleets & Brokers

Compliance that protects you when it matters most.

PolicyWatch monitors your fleet and carrier network against your own policies in real time so every breach is caught, documented and acted on before a claim is denied or a lawsuit lands.

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Validated by Canadian HSE consultants and national insurance brokers. Pilot phase Q3 2026.
PolicyWatch Northern Alberta Trucking Co.
3
Breaches
4
Warnings
84%
Score
Breach
Kowalski 3 hard braking events this shift (limit: 2) · Clause 3.1
08:42
Breach
Holt Speeding 118 km/h on Hwy 43 (limit: 105 km/h) · Clause 2.1
09:14
Breach
Sharma MVR 4 demerit pts, policy limit is 3 · Clause 7.2
06:45
Warning
Timmons DVIR not submitted, 47 min overdue · Clause 4.1
07:30
Warning
Okafor HOS at 11.5 of 13h daily limit · Clause 5.1
10:05
Claude AI Analysis
Ground T-034 immediately Sharma's MVR breach creates direct insurance coverage exposure. Issue written notices to Kowalski and Holt today; document your response before any incident occurs.
8.3×
Modelled ROI · 50-truck fleet
$99K
Modelled annual value
Live
Compliance monitoring
100%
Documented audit trail

"We had a policy. We monitored it.
We acted on every breach."

That sentence is your litigation defence. Most Canadian fleet operators and freight brokers cannot say it today. PolicyWatch makes sure you can and that you can prove it.

Montgomery v. Caribe Transport II Brokers liable for negligent hiring · Canadian common law equivalent applies
Two Products. One Platform.
Built for fleets. Built for brokers.
Two modules that solve the compliance liability problem from both sides of the transaction.
🚛
PolicyWatch Fleet
For Fleet Operators & Safety Managers
Upload your driver safety manual, maintenance schedule, or HOS policy. AI extracts every monitorable obligation and watches your fleet against those rules 24/7 alerting your safety manager the moment anything drifts out of compliance.
  • ✓
    AI extracts obligations from any policy document
  • ✓
    Live monitoring via Samsara, Geotab, Motive and Cameramatics
  • ✓
    Instant alerts to safety manager on every breach
  • ✓
    Daily reports to manager, weekly to insurance broker
  • ✓
    Driver compliance scores and 30-day trend
  • ✓
    Complete litigation-ready audit trail
📋
PolicyWatch Broker
For Freight Brokers & Motor Carriers
Connect your carrier document folder or upload files directly. PolicyWatch monitors every carrier's CVOR, safety fitness certificate, and insurance continuously alerting you the moment any carrier in your network becomes non-compliant.
  • ✓
    Scan carrier document folders or upload files directly
  • ✓
    Continuous CVOR, insurance & safety fitness monitoring
  • ✓
    Instant alert when any carrier certificate lapses
  • ✓
    Negligent hiring liability protection with documented proof
  • ✓
    Applies to motor carriers brokering to other carriers
  • ✓
    Full network compliance dashboard
How It Works
Three steps to continuous compliance.
Step 01
📄
Upload Your Documents
Upload your internal policy documents or carrier files. PolicyWatch AI reads every clause and extracts every monitorable obligation automatically. You review and approve. Nothing is a black box.
Step 02
🔗
Connect Your Data
Connect your existing telematics Samsara, Geotab, Motive, Cameramatics. For brokers, connect via API, upload documents, or pull from government sources directly. No new hardware, no switching, no disruption.
Step 03
🛡️
Monitor, Alert, Document
PolicyWatch runs continuously. Every breach triggers an instant alert. Every event is logged, every response recorded and every report automatically sent. Your litigation defence builds in real time.
The Business Case
Pays for itself on a single avoided claim.
For a 50-truck fleet paying $500K in annual premiums, PolicyWatch costs less per truck per month than a weekly coffee.
$74K
Prevented claim denials
$25K
Avoided CSA spikes
8.3×
Modelled ROI · 50 trucks
Annual premiums (50 trucks)$500,000
Average incident cost$148,000+
Prevented claim denials+ $74,000
Avoided CSA spikes+ $25,000
PolicyWatch annual cost- $12,000
Modelled net annual value$87,000
Litigation Defence
The legal landscape is changing fast.
⚖️
New broker liability risk in Canada
The Montgomery v. Caribe Transport ruling established that freight brokers can be sued for negligent hiring of carriers. Canadian courts apply equivalent common law principles. This applies to any motor carrier brokering loads to other carriers, not just traditional freight brokers.
Montgomery v. Caribe Transport II, LLC · Canadian common law equivalent applies
📋 Documented monitoring record
PolicyWatch creates timestamped proof that you actively monitored every carrier you dispatched to. That is your strongest defence against negligent hiring claims.
🚛 Fleet operator protection
Documented policy monitoring proves the company took reasonable steps. This is critical when failure to supervise is the allegation in nuclear verdict litigation.
📊 Renewal-ready reports
Monthly compliance reports formatted for your insurance broker, showing exactly what you have been monitoring all year and ready for renewal submission.
Flexible Data Access
We meet you where your data lives.
No minimum technology requirement. No switching costs. PolicyWatch connects to whatever systems you already have or works without them.
🔗
API Connection
For connected fleets
Connect directly to your existing telematics platform via open API. Live data flows automatically GPS, HOS, DVIR, safety events, driver records matched against your policy obligations continuously.
Samsara Geotab Motive Cameramatics
📁
Document Upload
For any fleet or broker
Upload PDFs directly driver abstracts, insurance certificates, maintenance records, CVIP inspection reports. Drivers receive automated upload reminders. PolicyWatch reads every document, extracts key dates and data, and monitors expiry automatically.
Driver Abstracts Insurance Certs CVIP Records Maintenance Logs
🏛️
Government Sources
Automatic no setup
PolicyWatch pulls directly from public regulatory databases no manual entry required. CVOR status, NSC carrier profiles, safety fitness ratings and FMCSA SAFER data monitored automatically using carrier registration numbers.
CVOR (Ontario MTO) NSC Carrier Profiles FMCSA SAFER Safety Fitness Ratings
All three methods can be used together. Most clients use a combination depending on what systems they already have.

Ready to protect your fleet and your business?

Book a 20-minute demo. We will show you exactly how PolicyWatch works with your existing systems. No setup required.

Or email: alan@jobperfect.ca
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